Terms & Conditions

1. Acceptance of Terms

By accessing or using the HKG Sector website ("Site"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should discontinue use of the Site immediately. HKG Sector reserves the right to modify these Terms at any time, and continued use of the Site following any changes constitutes acceptance of the revised Terms.

2. Nature of the Service

HKG Sector provides data-driven informational content, commentary, and analytical tools related to market trends and timing frameworks. Nothing on this Site constitutes financial, investment, legal, or tax advice. HKG Sector is not a registered investment advisor, broker-dealer, or financial institution, and no content published on the Site should be construed as a recommendation to buy, sell, or hold any security or financial instrument.

3. No Investment Advice

All information, models, and commentary provided through the Site are for general informational purposes only. Investment decisions involve risk, including the potential loss of principal. Users are solely responsible for conducting their own due diligence and consulting a licensed financial professional before making any investment decision. HKG Sector makes no guarantee of outcomes, returns, or accuracy of any projections displayed on the Site.

4. Eligibility

By using this Site, you represent that you are at least eighteen (18) years of age and possess the legal capacity to enter into a binding agreement. Use of the Site by minors or by individuals lacking legal capacity is prohibited.

5. User Responsibilities

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of the Site by, any third party. You are responsible for maintaining the confidentiality of any account credentials and for all activity that occurs under your account, where applicable.

6. Intellectual Property

All content on the Site, including but not limited to text, graphics, logos, data compilations, and software, is the property of HKG Sector or its licensors and is protected by applicable intellectual property laws. No part of the Site may be reproduced, distributed, or transmitted in any form without prior written consent, except as permitted for personal, non-commercial use.

7. Third-Party Links and Data Sources

The Site may reference or link to third-party data sources, tools, or websites. HKG Sector does not control and is not responsible for the content, accuracy, or availability of any third-party resources. Inclusion of any such reference does not imply endorsement.

8. Disclaimer of Warranties

The Site and all content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. HKG Sector does not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

9. Limitation of Liability

To the fullest extent permitted by applicable law, HKG Sector, its affiliates, officers, and representatives shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of, or inability to use, the Site, including but not limited to financial losses resulting from reliance on any information presented.

10. Indemnification

You agree to indemnify and hold harmless HKG Sector and its affiliates from any claims, damages, liabilities, and expenses arising out of your use of the Site or violation of these Terms.

11. Termination

HKG Sector reserves the right to suspend or terminate access to the Site, in whole or in part, at its sole discretion, without prior notice, for conduct that is believed to violate these Terms or is otherwise harmful to other users or third parties.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which HKG Sector operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction. This clause is a placeholder and should be finalized with legal counsel based on actual operating jurisdiction.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, such provision shall be modified to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

14. Changes to the Service

HKG Sector reserves the right to modify, suspend, or discontinue any part of the Site, including features, tools, or published content, at any time without prior notice or liability.

15. Contact

Questions regarding these Terms may be directed through the contact channels listed on the Site's Contact page.